Appraisal services for Fort Walton Beach and Okaloosa County homeowners

The top seven reasons why FL homeowners hire Marr Appraisal LLC:

Find the right listing price (whether they're selling the home themselves or using an agent)
To challenge a FL property tax assessment
To reduce a monthly mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review another appraiser's report for verification
In the case of a FL divorce, when real estate property needs to be divided
To settle an estate in Okaloosa county or FL by determining the true market value of real estate in question

Own a home in or near Fort Walton Beach, FL and need help determining the price of it?
Contact Marr Appraisal LLC.

We at Marr Appraisal LLC understand the special needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, lawyers, and accountants. Being a regular homeowner that probably doesn't see an appraisal every day,you will receive extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Marr Appraisal LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have a likely buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your home's value, and not just how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value judgement than yours.

Appraisals to cancel PMI

An attractive way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We are veterans in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from Marr Appraisal LLC is your best weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area -- even if your specific property has not declined in value. This can be be harmful to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An efficient appraisal from Marr Appraisal LLC can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would like to have a seasoned appraiser double-check it for efficiency or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? Marr Appraisal LLC offers field reviews where we go out and check the subject and comparables in question. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. Even though this is typically requested by banks, you may desire to make use of this service if you suspect mortgage fraud related to your property.